Citizens Bank Certificates of Deposit

Citizens Bank's fixed-rate CDs offer a variety of flexible saving options — plus good CD rates that get even better with Member Advantage.

Choose your maturity date or term

• Maturity date: Choose the date your CD will mature. Your investment will be available on the date you want it.
• Term: Terms range from 3 months to 60 months. The CD matures at the end of the term you selected.

Low Opening Requirements of $500

Bump Certificate of Deposit

Do you like keeping tabs on financial markets and following interest rate forecasts? A 12- or 24-month Bump CD might be a good choice. These have a one-time option to increase the interest rate on your investment to the current Citizens Bank published rate for the equivalent term CD.

Add-To Option

This option lets you make additional contributions while maintaining your fixed interest rate. Also, as long as you choose the Add-To-Option, you can open a CD with as little as $100.

Earn more with Member Advantage

With Member Advantage, you can earn even more on your CD, IRA and Money Market accounts—plus a premium rate on the first $500 in both your checking and savings accounts.